DOES HOMEOWNERS INSURANCE COVER STORM DAMAGE?

May showers are upon us and summer is on the immediate horizon – it’s time to prepare for seasonal storms, and their potential for damage to your property. Does homeowners insurance cover storm damage? The answer is “maybe.” Let’s get into the particular causes and consequences of the damage you might experience, and unpack what …

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4 COMMON HOMEOWNERS INSURANCE GAP MISTAKES

If you own a home, you should have homeowners insurance. It can help you save thousands if an accident happens that damages your home. Sometimes, however, costly things can occur that may not be covered in your homeowners insurance policy. Here, we’ll talk about four common homeowners insurance gap mistake so you’ll be better prepared. …

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5 TIPS FOR FIRST-TIME HOMEBUYERS

If you are a first-time home buyer, you may not know exactly where to start. It can be an exciting as well as overwhelming experience, but just think about how it is going to feel getting your new set of keys and entering your very own home for the first time – what a milestone! …

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TIPS TO MAKE SURE YOUR HOME INSURANCE COVERS YOUR NEEDS

If the pipes in your wall burst and water started spraying everywhere, you’d probably immediately wonder about your homeowners insurance coverage. However, during an emergency is not the best time to consider your home insurance needs. We’re here to share some home insurance tips that will help you make sure you have enough coverage before you need it. WHAT …

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INSURANCE FOR LANDLORDS: HOW TO PROTECT YOUR INVESTMENT PROPERTY

Investing in rental properties can be a lucrative venture, and it can come with its fair share of risks. When it comes to insuring property, there is a difference between being a homeowner and a landlord. If you rent a room in your primary dwelling, your homeowners policy may offer enough protection, but suppose you …

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So What Happens to Your Life Insurance After You Die?

Getting life insurance is a no-brainer, as it can provide your family and loved ones with crucial financial protection if you pass away. But how exactly does it work? And by that, we mean how does it “kick in” and provide the benefits once you die? Let’s explore this question and more. First steps First, it’s worth …

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The Stay-At-Home Parent’s Guide to Buying Life Insurance

Whether you’ve always stayed home with the kids or you’ve recently transitioned to the important role of stay-at-home parent, you probably know how vital your work is to the health and happiness of your family. So, what would happen if you could no longer be there for them in the way you are now? One …

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HOW MUCH DWELLING COVERAGE DO I NEED FOR HOMEOWNERS INSURANCE?

Homeowners have many things to think about when it comes to best protecting and maintaining their homes. One major consideration should always be a homeowners insurance policy. Most of these types of policies typically include coverage for liability, personal property, and for the structure of the dwelling itself. But how much dwelling coverage for homeowners …

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Common Misconceptions About Disability Insurance

According to the CDC, 61 million American adults live with some type of disability. With such a large part of the U.S. population disabled, disability insurance can be a life-changing asset for millions of people. For those who aren’t exactly sure what disability insurance is, it is a form of insurance that provides you with a percentage …

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5 IMPORTANT FACTS ABOUT CONDO INSURANCE VS. HOMEOWNERS INSURANCE

Owning a property – whether it is a condo or a home – comes with its fair share of considerations; one of which is insurance coverage. While both are dwellings that you own, the policies that you need for both types of dwellings have several key differences. Here, we’ll look at some important distinctions between condo insurance …

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