May showers are upon us and summer is on the immediate horizon – it’s time to prepare for seasonal storms, and their potential for damage to your property. Does homeowners insurance cover storm damage? The answer is “maybe.” Let’s get into the particular causes and consequences of the damage you might experience, and unpack what …
If you own a home, you should have homeowners insurance. It can help you save thousands if an accident happens that damages your home. Sometimes, however, costly things can occur that may not be covered in your homeowners insurance policy. Here, we’ll talk about four common homeowners insurance gap mistake so you’ll be better prepared. …
Your credit score doesn’t just impact your ability to get a new credit card or loan – your credit score affects your insurance rates too! Why is your credit score important for insurance? Just how important is it? And how can you improve your credit to lower your rates? In this article, we’ll answer all …
If you are a first-time home buyer, you may not know exactly where to start. It can be an exciting as well as overwhelming experience, but just think about how it is going to feel getting your new set of keys and entering your very own home for the first time – what a milestone! …
If the pipes in your wall burst and water started spraying everywhere, you’d probably immediately wonder about your homeowners insurance coverage. However, during an emergency is not the best time to consider your home insurance needs. We’re here to share some home insurance tips that will help you make sure you have enough coverage before you need it. WHAT …
Investing in rental properties can be a lucrative venture, and it can come with its fair share of risks. When it comes to insuring property, there is a difference between being a homeowner and a landlord. If you rent a room in your primary dwelling, your homeowners policy may offer enough protection, but suppose you …
Homeowners have many things to think about when it comes to best protecting and maintaining their homes. One major consideration should always be a homeowners insurance policy. Most of these types of policies typically include coverage for liability, personal property, and for the structure of the dwelling itself. But how much dwelling coverage for homeowners …
Owning a property – whether it is a condo or a home – comes with its fair share of considerations; one of which is insurance coverage. While both are dwellings that you own, the policies that you need for both types of dwellings have several key differences. Here, we’ll look at some important distinctions between condo insurance …
Owning a home comes with risks and expenses. Homeowners Insurance is crucial in protecting your home, and many mortgage companies will require reasonable house insurance. There are several ways to reduce your overall insurance expenses, so we hope the following list will help you find strategies to make that happen. 1- MAINTAIN GOOD CREDIT The insurance industry …
Personal property insurance is a crucial component of both homeowners and renters insurance policies. It provides coverage for your belongings in the event of theft, damage, or loss. In this article, we’ll cover the ins and outs of personal property insurance, what it does and does not cover, and how it differs in homeowners and …